Make money flow like the ocean.
Hold almost any crypto. Get paid in stablecoins. Top up your card and spend anywhere while you stay in full control.
Request early accessAlways in your custody.
The next-gen finance app for everyday freedom.
Self-custody by default. You’re always in control of your money.
Keep your money moving.
Hold crypto, get paid in stablecoins, and spend in the real world without giving up custody.
Always in your custody.
Top up with stablecoins.
Load it from stablecoins and spend wherever you want.
Set your own rules.
Stay in custody and add policies that enforce how your wallet can move funds.
Trade anything.
Crypto, gold, and stocks in one app. Go spot or use leverage when you want. Trade markets and predictions too, including sports.
Get paid in stablecoins.
Get paid
by anyone.
Create an invoice or payment request and choose what you want to receive. They can pay with what they have and you get what you asked for.
Get paid your way.
Pick what you want to receive, then send a request.
Simple for them.
They can pay with what they already have. You receive what you chose.
Spend wherever you want.
Spend without borders.
Spend with an international Mastercard (both virtual and physical) without having to move money to your local bank account.
The Umi Mastercard® Debit Card is issued by our partner banks, pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Start spending instantly.
Add your digital card to your Apple/Google Wallet and spend at PoS without need to wait for you physical card to ship.
ATM Withdrawals.
Withdraw your cash anywhere there is a Mastercard ATM. Yes, literally anywhere.
